Your Settlement, Maximized.
Achieve Financial Security & Growth Potential with a Market-Based Structured Settlement
Invest for Growth While Minimizing Tax Liability
United Settlement Solutions® has the tools and expertise to build a plan that meets your unique needs. Our structured settlements provide tax advantages while allowing for market-related returns.
United Settlement Advantage® For Claimants: United Settlement Solutions® provides income tax-free structured settlements for claimants involved in personal physical injury, wrongful death, and workers’ compensation cases. Claimants involved in non-physical injury cases are eligible for our income tax-deferred structured settlements.
United Fee Advantage® For Plaintiff Attorneys: Plaintiff attorneys can implement United Settlement Solutions®’ market-based structured settlements to defer income taxes on contingency fees and to achieve market-related returns.
Smart Tax Strategy
Opportunity for Growth
No Contribution Limit
Personalized, Flexible Design
Why Choose a Market-Based Structured Settlement?
Why Choose a Market-Based Structured Settlement?
Smart Tax Strategy
United Settlement Advantage® payments- including gains- are income tax-free for personal injury, workers’ compensation, and wrongful death cases. In contrast, if you accept your settlement as a cash lump sum and invest it, investment income earned on the funds will be subject to income tax.
United Settlement Advantage® and United Fee Advantage® payments are income tax-deferred for non-physical injury cases and attorney contingency fees. Rather than paying a large tax bill on a lump sum cash settlement or attorney fees, the gross amount of your taxable payment will grow income tax-deferred and your tax liability will be spread out over time.
Opportunity for Growth
Market-based structured settlements can help you reach your investment goals by providing model investment portfolio options managed by a financial institution with significant settlement-related experience. Alternatively, your financial advisor can manage the investments within your market-based structured settlement.
No Contribution Limit
Unlike traditional retirement accounts, United Settlement Advantage® and United Fee Advantage® do not have contribution limits. You can use the funds to pay for specific life events, supplement your retirement nest egg, or design a payment stream to meet your other financial goals.
Personalized, Flexible Design
Payments can be aligned to meet your financial goals, with quarterly, semi-annual, annual, and lump sum payment options. You have extensive flexibility to defer payments to a time of your choosing.
You can also choose to combine a market-based structured settlement with a structured settlement annuity. The annuity portion of your plan provides fixed income regardless of market performance, while the market-based portion adds market exposure and the potential for growth.